As of early 2026, the Nepal Rastra Bank (NRB) has reported significant accumulation of liquidity, with over NPR 853.9 billion ) parked in the central bank by commercial banks due to excess capacity. Additionally, foreign exchange reserves have reached a record high of approximately USD 22.13 billion.
Key Monetary and Bank Data:
Foreign Exchange Reserves: Roughly USD 22.13 billion, sufficient for over 20 months of import coverage.
Remittance Inflow: In the first two months of FY 2025/26, NPR 352 billion in remittances entered through the banking system.
Liquidity Management: The NRB has been actively absorbing excess liquidity, with over NPR 3.5 trillion absorbed in late FY24 to manage the high deposits.
Foreign Currency: As of mid-October 2025, foreign currency reserves reached USD 20.41 billion.
The accumulated cash, often referred to as "idle money" or excess liquidity, signifies a lack of credit demand in the market rather than just increased economic production, with the central bank frequently stepping in to manage this surplus.
Maoist insurgency chaina ❎
Political turmoil ❎
So why nepal need tps ???? Are we like other nations like somalia, haiti, yemen, sierre leone, syria, afghanisthan , venezuela, sudan , ukraine ?
